RELATIONSHIP BETWEEN RISK DETERMINANTS AND BANKS PROFITABILITY EMPIRICAL EVIDENCE FROM PAKISTAN

http://dx.doi.org/10.31703/ger.2022(VII-II).10      10.31703/ger.2022(VII-II).10      Published : Jun 2
Authored by : Syed Aziz Rasool , Muhammad Ali Khan

10 Pages : 112-123

References

  • Ahmed, H., Ali, K., & Akhtar, M. (2011). Bank- specific and macroeconomic indicators of profitability: empirical evidence from the commercial banks of Pakistan. International Journal of Business and Social Science, 2(6), 235-242. http://ijbssnet.com/journals/Vol._2_No._6;_April_2011/24.pdf
  • Muhamet, A., & Sahiti, A. (2016). The Effect of Credit Risk Management on Banks' Profitability in Kosovo. European Journal of Economic Studies, 2016, 18(4), 492- 515. 10.13187/es.2016.18.492
  • Amarjit, G., Nahum, B., Neil, M. (2010). The Relationship Between Working Capital Management and Profitability: Evidence from The United States. Business and Economics Journal, 2010: BEJ-10 1.
  • Ashraf, B., Arshad, S., Hu, Y. (2016). Capital Regulation and Bank Risk-Taking Behavior: Evidence from Pakistan. Int. J. Financ. Stud. https://www.mdpi.com/2227-7072/4/3/16/htm
  • Aslam, M. K., Inamullah, & Ismail, M. (2016). Determinants affecting the profitability of Islamic banks: evidence from Pakistan. International Journal of Operations and Logistics Management, 5(2), 115-127.
  • Bhatti, G. A., & Hussain, H. (2010). Evidence on structure conduct performance hypothesis in Pakistani commercial banks. International Journal of Business and Management, 5(9), 174.
  • Changjun, Z., Shumaila, M. P., Naeem, G. G., & Faheem, G. G. (2019). Loan Loss Provision and Risk-Taking Behavior of Commercial Banks in Pakistan: A Dynamic GMM Approach. September 2019. https://doi.org/10.3390/su11195209
  • Mitchell, D. G., Carbary, J. F., Cowley, S. W. H., Hill, T. W., & Zarka, P. (2009). The dynamics of Saturn's magnetosphere. In Saturn from Cassini-Huygens (pp. 257- 279). Springer, Dordrecht
  • Chowdhury, M. A. F. (2015). Which is more important in terms of profitability of Islamic banks: bank specific determinants or macroeconomicdeterminants? An empirical study on Malaysian Islamic banks. European Journal of Islamic Finance, 2(April), 1-8. http://dx.doi.org/10.13135/2421-2172/922
  • Crossan, F. (2003). Research philosophy: Towards an understanding Nurse Researcher (through 2013); London. https://www.proquest.com/openview/50680005369760aa60ce4ea801e272d8/1?pq-origsite=gscholar&cbl=33100
  • Demirgüç-Kunt, A., & Huizinga, H. (1999). Determinants of commercial bank interest margins and profitability: some international evidence. The World Bank Economic Review, 13(2), 379-408.
  • Eljelly, A. M. (2013). Internal and external determinants of profitability of Islamic banks in Sudan: evidence from panel data. Afro-Asian Journal of Finance and Accounting, 3(3), 222-240. https://doi.org/10.1504/AAJFA.2013.054424
  • Farkhanda, S., Bora, A., Mohammed, A. A., Nabeel, M. Y. S. (2018). Bank-specific vs. Macro-economic Determinants: What drives profitability of Commercial Banks in Saudi Arabia. Banks and Bank Systems, 13(1), 2018. https://www.researchgate.net/publication/324487230_Bank-specific_vs_Macro-economic_determinants_What_drives_profitability_of_commercial_banks_in_Saudi_Arabia
  • Hassan, M. Kabir, B., Abdel-Hameed, & Paper, Erf. (2005). Determinants of Islamic Banking Profitability. 10.3366/edinburgh/9780748621002.003.0008
  • Hongxing, Y., Muhammad, H., & Gulzara, T. (2018). Profitability Determinants of Financial Institutions: Evidence from Banks in Pakistan. International Journal of Financial Studies. 6(2), 53, https://doi.org/10.3390/ijfs6020053
  • Wet, J. D., & Elda, D. T. (2007). Return on Equity: A Popular, But Flawed Measure of Corporate Financial Performance. March 2007 South African Journal of Business Management 38(1), https://www.researchgate.net/publication/228239890_Return_on_Equity_A_Popular_But_Flawed_Measure_of_Corporate_Financial_Performance
  • Jose, M. & Berrospide. (2021). The Quarterly Journal of Finance. Bank Liquidity Hoarding and the Financial Crisis: An Empirical Evaluation. https://doi.org/10.1142/S2010139221500208
  • Kanwal, S., & Nadeem, M. (2013). The Impact of Macroeconomic Variables on the Profitability of Listed Commercial Banks in Pakistan. European Journal of Business and Social Sciences, 2(9), 186-201.
  • Kosmidou, K. (2008). The Determinants of Banks' Profits in Greece during the Period of E.U. Financial Integration. Manag. Financ. 34, 146–159 https://econpapers.repec.org/article/ememfipps/v_3a34_3ay_3a2008_3ai_3a3_3ap_3a146-159.htm
  • Masood, O., Ashraf, M., & Turen, S. (2015). Bank-Specific and Macroeconomic Determinants of Bank Profitability: Evidence from Member States of the OIC. Journal of Islamic Financial Studies, 1(1), 43-51. http://journals.uob.edu.bh/jifs/contents/volume-1087/issue-187
  • Merton, R. C. (1974). On the Pricing of Corporate Debt: The Risk Structure of Interest Rates, in Journal of Finance 29(2), pp. 449-470. https://www.jstor.org/stable/2978814?seq=1
  • Mhlanga, D. (2021). Financial Inclusion in Emerging Economies: The Application of Machine Learning and Artificial Intelligence in Credit Risk Assessment. Int. J. Financial Stud. 9, 39. https://doi.org/10.3390/ijfs9030039
  • Muda, M., Shaharuddin, A., & Embaya, A. (2013). Comparative analysis of profitability determinants of domestic and foreign Islamic banks in Malaysia. International Journal of Economics and Financial Issues, 3(3), 559- 69. https://www.econjournals.com/index.php/ijefi/article/view/462
  • Myra V. De Leon (2020). The impact of credit risk and macroeconomic determinants on profitability: the case of the ASEAN banks. Banks and Bank Systems, 15(1),21- 29. doi:10.21511/bbs.15(1).2020.03
  • Saba, I., Kouser, R., & Azeem, M. (2012). Determinants of non performing loans: Case of U.S. banking sector. The Romanian Economic Journal, 44(6), 125- 136.

References

  • Ahmed, H., Ali, K., & Akhtar, M. (2011). Bank- specific and macroeconomic indicators of profitability: empirical evidence from the commercial banks of Pakistan. International Journal of Business and Social Science, 2(6), 235-242. http://ijbssnet.com/journals/Vol._2_No._6;_April_2011/24.pdf
  • Muhamet, A., & Sahiti, A. (2016). The Effect of Credit Risk Management on Banks' Profitability in Kosovo. European Journal of Economic Studies, 2016, 18(4), 492- 515. 10.13187/es.2016.18.492
  • Amarjit, G., Nahum, B., Neil, M. (2010). The Relationship Between Working Capital Management and Profitability: Evidence from The United States. Business and Economics Journal, 2010: BEJ-10 1.
  • Ashraf, B., Arshad, S., Hu, Y. (2016). Capital Regulation and Bank Risk-Taking Behavior: Evidence from Pakistan. Int. J. Financ. Stud. https://www.mdpi.com/2227-7072/4/3/16/htm
  • Aslam, M. K., Inamullah, & Ismail, M. (2016). Determinants affecting the profitability of Islamic banks: evidence from Pakistan. International Journal of Operations and Logistics Management, 5(2), 115-127.
  • Bhatti, G. A., & Hussain, H. (2010). Evidence on structure conduct performance hypothesis in Pakistani commercial banks. International Journal of Business and Management, 5(9), 174.
  • Changjun, Z., Shumaila, M. P., Naeem, G. G., & Faheem, G. G. (2019). Loan Loss Provision and Risk-Taking Behavior of Commercial Banks in Pakistan: A Dynamic GMM Approach. September 2019. https://doi.org/10.3390/su11195209
  • Mitchell, D. G., Carbary, J. F., Cowley, S. W. H., Hill, T. W., & Zarka, P. (2009). The dynamics of Saturn's magnetosphere. In Saturn from Cassini-Huygens (pp. 257- 279). Springer, Dordrecht
  • Chowdhury, M. A. F. (2015). Which is more important in terms of profitability of Islamic banks: bank specific determinants or macroeconomicdeterminants? An empirical study on Malaysian Islamic banks. European Journal of Islamic Finance, 2(April), 1-8. http://dx.doi.org/10.13135/2421-2172/922
  • Crossan, F. (2003). Research philosophy: Towards an understanding Nurse Researcher (through 2013); London. https://www.proquest.com/openview/50680005369760aa60ce4ea801e272d8/1?pq-origsite=gscholar&cbl=33100
  • Demirgüç-Kunt, A., & Huizinga, H. (1999). Determinants of commercial bank interest margins and profitability: some international evidence. The World Bank Economic Review, 13(2), 379-408.
  • Eljelly, A. M. (2013). Internal and external determinants of profitability of Islamic banks in Sudan: evidence from panel data. Afro-Asian Journal of Finance and Accounting, 3(3), 222-240. https://doi.org/10.1504/AAJFA.2013.054424
  • Farkhanda, S., Bora, A., Mohammed, A. A., Nabeel, M. Y. S. (2018). Bank-specific vs. Macro-economic Determinants: What drives profitability of Commercial Banks in Saudi Arabia. Banks and Bank Systems, 13(1), 2018. https://www.researchgate.net/publication/324487230_Bank-specific_vs_Macro-economic_determinants_What_drives_profitability_of_commercial_banks_in_Saudi_Arabia
  • Hassan, M. Kabir, B., Abdel-Hameed, & Paper, Erf. (2005). Determinants of Islamic Banking Profitability. 10.3366/edinburgh/9780748621002.003.0008
  • Hongxing, Y., Muhammad, H., & Gulzara, T. (2018). Profitability Determinants of Financial Institutions: Evidence from Banks in Pakistan. International Journal of Financial Studies. 6(2), 53, https://doi.org/10.3390/ijfs6020053
  • Wet, J. D., & Elda, D. T. (2007). Return on Equity: A Popular, But Flawed Measure of Corporate Financial Performance. March 2007 South African Journal of Business Management 38(1), https://www.researchgate.net/publication/228239890_Return_on_Equity_A_Popular_But_Flawed_Measure_of_Corporate_Financial_Performance
  • Jose, M. & Berrospide. (2021). The Quarterly Journal of Finance. Bank Liquidity Hoarding and the Financial Crisis: An Empirical Evaluation. https://doi.org/10.1142/S2010139221500208
  • Kanwal, S., & Nadeem, M. (2013). The Impact of Macroeconomic Variables on the Profitability of Listed Commercial Banks in Pakistan. European Journal of Business and Social Sciences, 2(9), 186-201.
  • Kosmidou, K. (2008). The Determinants of Banks' Profits in Greece during the Period of E.U. Financial Integration. Manag. Financ. 34, 146–159 https://econpapers.repec.org/article/ememfipps/v_3a34_3ay_3a2008_3ai_3a3_3ap_3a146-159.htm
  • Masood, O., Ashraf, M., & Turen, S. (2015). Bank-Specific and Macroeconomic Determinants of Bank Profitability: Evidence from Member States of the OIC. Journal of Islamic Financial Studies, 1(1), 43-51. http://journals.uob.edu.bh/jifs/contents/volume-1087/issue-187
  • Merton, R. C. (1974). On the Pricing of Corporate Debt: The Risk Structure of Interest Rates, in Journal of Finance 29(2), pp. 449-470. https://www.jstor.org/stable/2978814?seq=1
  • Mhlanga, D. (2021). Financial Inclusion in Emerging Economies: The Application of Machine Learning and Artificial Intelligence in Credit Risk Assessment. Int. J. Financial Stud. 9, 39. https://doi.org/10.3390/ijfs9030039
  • Muda, M., Shaharuddin, A., & Embaya, A. (2013). Comparative analysis of profitability determinants of domestic and foreign Islamic banks in Malaysia. International Journal of Economics and Financial Issues, 3(3), 559- 69. https://www.econjournals.com/index.php/ijefi/article/view/462
  • Myra V. De Leon (2020). The impact of credit risk and macroeconomic determinants on profitability: the case of the ASEAN banks. Banks and Bank Systems, 15(1),21- 29. doi:10.21511/bbs.15(1).2020.03
  • Saba, I., Kouser, R., & Azeem, M. (2012). Determinants of non performing loans: Case of U.S. banking sector. The Romanian Economic Journal, 44(6), 125- 136.

Cite this article

APA

    APA : Rasool, S. A., & Khan, M. A. (2022). Relationship between Risk Determinants and Banks' Profitability: Empirical Evidence from Pakistan. Global Economics Review, VII(II), 112-123. https://doi.org/10.31703/ger.2022(VII-II).10

CHICAGO

    CHICAGO : Rasool, Syed Aziz, and Muhammad Ali Khan. 2022. "Relationship between Risk Determinants and Banks' Profitability: Empirical Evidence from Pakistan." Global Economics Review, VII (II): 112-123 doi: 10.31703/ger.2022(VII-II).10

HARVARD

    HARVARD : RASOOL, S. A. & KHAN, M. A. 2022. Relationship between Risk Determinants and Banks' Profitability: Empirical Evidence from Pakistan. Global Economics Review, VII, 112-123.

MHRA

    MHRA : Rasool, Syed Aziz, and Muhammad Ali Khan. 2022. "Relationship between Risk Determinants and Banks' Profitability: Empirical Evidence from Pakistan." Global Economics Review, VII: 112-123

MLA

    MLA : Rasool, Syed Aziz, and Muhammad Ali Khan. "Relationship between Risk Determinants and Banks' Profitability: Empirical Evidence from Pakistan." Global Economics Review, VII.II (2022): 112-123 Print.

OXFORD

    OXFORD : Rasool, Syed Aziz and Khan, Muhammad Ali (2022), "Relationship between Risk Determinants and Banks' Profitability: Empirical Evidence from Pakistan", Global Economics Review, VII (II), 112-123

TURABIAN

    TURABIAN : Rasool, Syed Aziz, and Muhammad Ali Khan. "Relationship between Risk Determinants and Banks' Profitability: Empirical Evidence from Pakistan." Global Economics Review VII, no. II (2022): 112-123. https://doi.org/10.31703/ger.2022(VII-II).10