http://dx.doi.org/10.31703/ger.2023(VIII-II).11
10.31703/ger.2023(VIII-II).11
Published : Jun 2023
Concentration Performance Analysis of Banking Sector: A Comparative Study of Islamic and Conventional Banks of Pakistan
The study will examine the performance of Islamic and conventional banks in Pakistan, as well as the impact of concentration on bank efficiency. The structure conduct and performance method is a structural method and the theory of this model holds that the level of profits acquired by the bank is influenced by market structure and the degree of competition. The data for Islamic and conventional have been taken from financial reports of 4 Islamic and 4 conventional banks for the period of 2006 to 2020. PLS regression method has been applied which is then verified with the help of the Breusch-Pagan test and analysis further tested fixed and random effect models which were verified with the help of the Hausman test. The finding of the study confirmed the significant relationship between HHI and CR with Performance indicators (ROA, ROE, NIM, and NPM) of both banking systems. However, the ROE of conventional banks was observed non-significant with Concentration variables.
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Concentration, Banking Sector, Islamic, Conventional
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(1) Faiza Channa
Masters in Finance, Mehran University Institute of Science Technology and Development, Jamshoro, Sindh, Pakistan.
(2) Arifa Bano Talpur
Assistant Professor, Mehran University Institute of Science Technology and Development, Jamshoro, Sindh, Pakistan.
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Cite this article
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APA : Channa, F., & Talpur, A. B. (2023). Concentration Performance Analysis of Banking Sector: A Comparative Study of Islamic and Conventional Banks of Pakistan. Global Economics Review, VIII(II), 140-161. https://doi.org/10.31703/ger.2023(VIII-II).11
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CHICAGO : Channa, Faiza, and Arifa Bano Talpur. 2023. "Concentration Performance Analysis of Banking Sector: A Comparative Study of Islamic and Conventional Banks of Pakistan." Global Economics Review, VIII (II): 140-161 doi: 10.31703/ger.2023(VIII-II).11
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HARVARD : CHANNA, F. & TALPUR, A. B. 2023. Concentration Performance Analysis of Banking Sector: A Comparative Study of Islamic and Conventional Banks of Pakistan. Global Economics Review, VIII, 140-161.
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MHRA : Channa, Faiza, and Arifa Bano Talpur. 2023. "Concentration Performance Analysis of Banking Sector: A Comparative Study of Islamic and Conventional Banks of Pakistan." Global Economics Review, VIII: 140-161
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MLA : Channa, Faiza, and Arifa Bano Talpur. "Concentration Performance Analysis of Banking Sector: A Comparative Study of Islamic and Conventional Banks of Pakistan." Global Economics Review, VIII.II (2023): 140-161 Print.
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OXFORD : Channa, Faiza and Talpur, Arifa Bano (2023), "Concentration Performance Analysis of Banking Sector: A Comparative Study of Islamic and Conventional Banks of Pakistan", Global Economics Review, VIII (II), 140-161
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TURABIAN : Channa, Faiza, and Arifa Bano Talpur. "Concentration Performance Analysis of Banking Sector: A Comparative Study of Islamic and Conventional Banks of Pakistan." Global Economics Review VIII, no. II (2023): 140-161. https://doi.org/10.31703/ger.2023(VIII-II).11